Coverage Built Around Your Life
From Medicare guidance to ACA Marketplace enrollment and life insurance, Williams Barrett Insurance Solutions helps you find the right plan at every stage of life.
Medicare Made Simple
Turning 65 or already on Medicare? We help you compare every option and choose the plan that fits your health needs and budget — with no pressure and no confusion.
Medicare Advantage (Part C)
An all-in-one alternative to Original Medicare offered through private insurers. Most plans include prescription drug coverage, dental, vision, and hearing benefits.
- Hospital & medical coverage
- Prescription drug coverage
- Dental, vision & hearing
- Low or $0 monthly premiums
Medicare Supplement (Medigap)
Fills the gaps Original Medicare leaves behind — including copays, coinsurance, and deductibles. Keep your doctors and use any Medicare-accepting provider nationwide.
- Covers Medicare cost-sharing
- No network restrictions
- Guaranteed renewable
- Predictable out-of-pocket costs
Medicare Part D (Prescription Drugs)
Standalone prescription drug coverage to pair with Original Medicare or a Medigap plan. We compare formularies and costs across carriers to find your best fit.
- Prescription drug coverage
- Formulary comparison
- Low-income subsidy guidance
- Annual plan review
Health Coverage for Every Stage of Life
Whether you're self-employed, between jobs, or simply looking for better coverage, we help you navigate the Health Insurance Marketplace and maximize your savings.
Individual & Family Plans
ACA-compliant health plans for individuals and families who don't have employer-sponsored coverage. We help you compare metal tiers and find the right balance of premium and out-of-pocket costs.
- Bronze, Silver, Gold & Platinum tiers
- Essential health benefits included
- Pre-existing conditions covered
- Preventive care at no cost
Premium Tax Credits & Subsidies
Many clients qualify for significant financial assistance they don't know about. We review your household income and help you claim every subsidy and cost-sharing reduction available.
- Premium tax credit analysis
- Cost-sharing reductions
- Income-based eligibility review
- Enrollment period guidance
Special Enrollment Periods
Lost your job, got married, had a baby, or moved? Life events trigger Special Enrollment Periods that let you enroll outside Open Enrollment. We make sure you don't miss your window.
- Job loss & COBRA alternatives
- Marriage & family changes
- Relocation coverage
- Timely enrollment support
Protect Your Family's Future
Life insurance and supplemental plans that give you peace of mind — explained in plain language, not industry jargon.
Term Life Insurance
Affordable coverage for a set period — 10, 20, or 30 years. Ideal for income replacement, mortgage protection, and providing for dependents during your working years.
- Level premiums
- Income replacement
- Mortgage protection
- Convertible options
Whole & Universal Life
Permanent life insurance that builds cash value over time. Provides lifelong protection and can serve as part of a broader retirement and estate planning strategy.
- Lifelong coverage
- Cash value accumulation
- Estate planning tool
- Final expense coverage
Supplemental Coverage
Hospital indemnity, critical illness, and accident plans that pay cash benefits directly to you — helping cover out-of-pocket costs your primary health plan doesn't.
- Hospital indemnity plans
- Critical illness coverage
- Accident insurance
- Cash benefits paid to you
Not Sure What You Need?
Our agents take the time to understand your situation and recommend the right coverage — no pressure, no jargon.